Employee Benefits

Many Benefit Options

At Brown & Brown, we pride ourselves on taking an individualized approach to each client’s benefits strategy. Being an independent agency, we are able to evaluate benefit options from all leading insurance carriers in order to provide the best possible solutions. Through our unique process, we work with you to learn your objectives and analyze your needs, so we are able to design and implement a benefits package that will retain employees and contain costs. 

Types of Employee Benefits We Offer

  • Health Insurance
  • Self Funded Plans
  • Level Funded Plans
  • Dental Coverage
  • Vision Coverage
  • Long-Term Care Insurance
  • Supplemental insurance
  • Long Term Disability
  • Short Term Disability
  • Prescription Insurance
  • Health Savings Accounts
  • Health Reimbursement Arrangements
  • Flexible Spending Accounts
  • Life Insurance

Self-funded Health Insurance

Have you considered self-funded health insurance? Here are some of the advantages:
  • The yearly self-funding costs are predictable
  • The business and its assets are protected (with stop-loss insurance) even if your claim expenses are larger than expected
  • Better cash flow
  • Flexibility over a plan's details
  • If claims are lower than anticipated, you can get reimbursement for the difference in cost
Health insurance
Member of the
Winona and La Crosse
Chambers of Commerce
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